InsyaAllah, bagi penuntut-penuntut ilmu ekonOmi dan perbankan di Timur Tengah, di sini terdapat beberapa istilah ekonomi&perbankan antarabangsa yang kebanyakannya telah kita ketahuinya dalam bahasa arab(but probably we not define them in the another languages).
Sebagai persiapan memudahkan kita mempraktikkannya di tanah air kita nanti,WAJIB tahu & faham all those term we had learned in the class.Tetapi banyak lagi istilah lain yang tidak dimasukkan di dalam ni;
MEANINGS OF THE TERMINOLOGIES IN ARABIC
- Acceptance of Deposits (qabul wadaa i')
- Providing Loans and Advances (manhul Qurud wal salaf)
- Investment of funds (istismarul amwaal)
- Promote the use of cheques (tasyji' istikhdaam assyaiikaat)
- Transfer of funds (tahwil amwaal)
- Collecting funds on behalf of the customer ( tahsil amwaal niaabah 'anil ghoir)
- Sale of shares and securities for its customer (bai' al auroq al-maaliah lil 'umalaak)
- The bank acts as the trustee execution and administrator (idaarah wa hifzul amwaal al-'umalaak)
- Purchase and sale of foreign currencies (bai' wa syirok al-'umlaat al-ajnabiyyah)
- Financing internal and foreign trade (tamwil at-tijaarah ad-dakhiliyah wal khorijiah)
- Balance sheet of commercial bank (mizaniah bank at-tijaari)
- Liabilities of the bank (matluubaat al-bunuk)
- Share capital ( roksul maal al-musaahimu bihi)
- Reserve fund ( ihthiyaathiyyat)
- Loan from other banks ( Qorod bunuk ukhro)
- Bills payable (auraq mustahaqqah addafa')
- Bills for collection ( auroq littahsil)
- Acceptance ( al-Qabulaat)
- Profit and loss ( arbah wal khosa'ir)
- Cash balances ( arsidah an-naqdiah)
- Debentures/Bonds ( sanadaat)
- Bank Draft ( hiwaalah bankiah)
- Current or Demand Deposits ( wadaai' jariah)
- Saving Deposits ( wadaai' taufir)
- Rediscount ('i'aadah khosom)
- Accumulated Profits (arbah mutarokimah)
- International agencies (wikalaat dauliah)
- Letter of Credit (i'timad mustanaadi)
- Retained Earnings (arbaah muhtajizah)
- Cash flow (tadaffuq naqdi)
- Liquidity Ratios (nisbah suyuulah)
- Current Ratio ( nisbah tadaawul)
- Common stock (saham 'aadi)
- Securities (auroq maaliah)
- Treasury bills (uzunaat khoziinah)
- Maturity (istihqaaq)
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